Kansas Senator Roger Marshall a physician who spent decades practicing medicine before entering Congress appeared on My View with Lara Trump to outline the Republican health-care framework that directly challenges the Democrat-engineered Obamacare system.

The interview offered one of the most straightforward explanations yet of why Democrats continue to defend a model that rewards insurance corporations rather than patients. It also explained why President Trump’s return to a consumer-centered approach is gaining national momentum.

Marshall began with a statistic Democrats rarely acknowledge. Under Obamacare the federal government now transfers roughly 150 billion dollars every year to large insurance companies.

As he explained the law was written by those same corporations whose interests shaped the subsidy structure and the mandatory enrollment rules. Instead of empowering patients to make their own choices Obamacare locks families into narrow networks and rising premiums while delivering guaranteed taxpayer revenue to insurers.

Marshall highlighted the most alarming consequence which is the surge of ghost patients that Obamacare makes possible.

According to federal data he cited 35 percent of individuals counted as Obamacare enrollees file zero claims. Insurance brokers can sign people up with nothing more than a name and birthdate and the government pays the full premium whether the person uses the coverage or even knows they were enrolled.

Marshall called it one of the largest structural fraud problems in federal health care. He emphasized that Democrats have controlled Obamacare for 15 years making them fully responsible for the system’s failures.

Lara Trump then played a clip of President Trump describing the alternative. His proposal redirects subsidy dollars away from insurers and back to the American people.

Trump’s proposal allows families to take that same federal funding and purchase plans directly. They can place the money into health savings accounts and negotiate prices with full transparency. Hospitals would be required to post real costs upfront ending the decades-long practice of concealing prices until after treatment.

Marshall endorsed the plan without hesitation.

He explained that no functioning market can exist without price transparency noting that consumers would never walk into a restaurant without seeing a menu. Yet in health care Americans routinely receive treatment without knowing the cost until weeks later. This approach he said strips families of control and drives prices upward which is a problem Trump’s reforms correct by restoring patients to the center of the system.

Toward the end of the interview Marshall contrasted the country under Trump versus the conditions left by Democrats.

He pointed to safer streets in Washington, lower gas prices, falling interest rates and a revitalized trade agenda. Eight major deals are already progressing compared to Joe Biden’s complete absence of achievements on trade, health-care reform or cost reduction.

The 150 billion dollar annual transfer to insurance companies represents one of the largest corporate welfare programs in American history. Democrats designed Obamacare to funnel taxpayer money directly to their allies in the insurance industry.

The ghost patient problem reveals how easy it is to exploit the system. Brokers can collect commissions for enrolling people who never asked for coverage and never use it. Meanwhile taxpayers pay full premiums for policies that provide zero benefit.

Marshall’s background as a practicing physician gives him credibility on health care that few politicians possess. He understands how the system works from the inside and has seen firsthand how Obamacare has failed patients.

Trump’s proposal to let families control their own health care dollars represents a fundamental shift in philosophy. Rather than trusting government bureaucrats and insurance executives to make decisions for them Americans would have direct control over their health care spending.

Price transparency has been blocked by hospitals and insurance companies for decades because it would expose their inflated costs. Trump’s requirement that hospitals post prices upfront would finally give consumers the information they need to make informed decisions.

The debate is now unmistakable. Democrats want more subsidies for insurance companies while President Trump and Senator Marshall are working to give Americans transparency, choice and direct control over their own health care.